Information about loans

Shared equity schemes are often confused with the other main scheme, shared ownership. With shared ownership, you only legally own a share and pay rent on the remainder; with shared equity homes you own the whole property but will have been given an ‘equity loan’ for part of the purchase price.

Historically, shared ownership has generally been provided by housing associations whereas shared equity housing is generally provided by developers who offer part of the equity loan.


Loans makes new build homes available to all home buyers (not just first time buyers) who wish buy a new home, but may be constrained in doing so – for example as a result of deposit requirements – but who could otherwise be expected to sustain a mortgage. Up to a maximum of 20% of the purchase price is available to the buyer through an equity loan funded by the Government through the HCA.

Help to Buy

Equity loans enables buyers to purchase a new property.
Hunter finance is a loan company offer development finance options to first time developers, builders and property development companies in London and the South East. More information available here.